If you or someone you care about was in an Uber/Lyft accident in Santa Monica, it is natural to feel overwhelmed. But you are not alone. Borna Houman Law is here to help you get the compensation you deserve, with no fees unless we recover compensation on your behalf.
Call us today at (888) 42-BORNA to schedule your free consultation with our Santa Monica rideshare lawyer and let us navigate this journey together.
Why Choose Borna Houman Law For Your Uber/Lyft Accident Claim?
Choosing Borna Houman Law means selecting a partner dedicated to your cause. Here is why:
- Expertise in Uber & Lyft Accident Claims: We have a deep understanding of California’s rideshare laws.
- Personalized Attention: Borna Houman, our lead attorney, personally oversees every case to ensure dedicated representation.
- Our No Win, No Fee Promise: We are invested in your success, not just our bottom line.
- Attorney Borna Houman: A first-generation attorney, Borna Houman combines his passion for justice with a proven track record in Santa Monica personal injury claims.
How a Santa Monica Uber/ Lyft Attorney Can Help
After being injured in an accident with an Uber/Lyft vehicle, you probably have many questions and concerns. That is where a knowledgeable Uber/Lyft accident lawyer can help. Our Santa Monica Uber & Lyft accident attorney, Borna Houman, is here to answer your questions, address your concerns, and guide you through each step, focusing on:
- Investigating the Accident: Gathering evidence to build a strong case on your behalf.
- Dealing with the Insurance Companies: Ensuring you are not taken advantage of.
- Securing Maximum Compensation: Fighting for what you deserve, including all of your medical costs, lost wages, property damage, and pain and suffering.
Understanding Uber and Lyft Insurance Coverage
Uber and Lyft provide insurance coverage for accidents involving their vehicles, with the coverage depending on the driver’s status at the time of the accident. Here is how it works:
- Driver Offline or App Off: If the driver is not logged into the Uber or Lyft app at the time of the car accident, the driver’s personal auto insurance is the primary coverage. Uber and Lyft provide no coverage in these instances. Rideshare drivers in California are required to carry liability insurance in the minimum amounts of $15,000 per person for bodily injury, $30,000 total injury liability per accident, and $5,000 for property damage.
- Driver Available or Waiting for a Ride Request: When the driver is logged into the app but has not yet accepted a ride request, both companies provide limited liability coverage. This typically includes up to $50,000 per person for bodily injury, $100,000 total injury liability per accident, and $25,000 for property damage.
- Ride Accepted to Passenger Drop-off: From the moment a ride request is accepted to the passenger’s drop-off, Uber and Lyft’s insurance coverage is at its highest. It includes $1 million of third-party liability coverage, uninsured/underinsured motorist bodily injury, and contingent comprehensive and collision insurance.
Understanding when and how this insurance coverage is activated is crucial for anyone involved in a car accident with an Uber or Lyft vehicle. It determines which insurance policy is primarily responsible for covering damages and injuries resulting from the accident. At Borna Houman Law, we specialize in dissecting these details to ensure our clients receive the maximum compensation possible.
How Uber and Lyft Handle Injury Claims
Uber and Lyft have specific processes for handling injury claims that stem from accidents involving their services. These processes are designed to manage claims efficiently but can often feel impersonal to the victims involved:
- Reporting the Accident: The first step is always to report the accident through the Uber or Lyft app. This notifies the company of the incident.
- Initial Assessment: Once reported, the company’s insurance provider will initiate an investigation to assess the claim’s validity and determine liability.
- Insurance Coverage Activation: Depending on the accident’s circumstances (e.g., whether the driver was logged into the app, waiting for a ride request, or actively transporting a passenger), different levels of insurance coverage provided by Uber and Lyft may apply.
- Settlement Offers: In many cases, the company’s insurance will offer a settlement to cover the victim’s damages. These initial offers may not fully account for the victim’s total losses.
Dealing directly with Uber or Lyft’s insurance without legal representation can lead to accepting settlements that fall short of covering your long-term needs. At Borna Houman Law, our Santa Monica Uber and Lyft accident lawyers are committed to ensuring that your rights are protected and that you receive the comprehensive compensation you deserve for your injuries and losses.
The Statute of Limitations for Uber/Lyft Accident Claims in California
California law limits the time to file an Uber or Lyft accident claim to two years (California Code of Civil Procedure Section 335). However, exceptions can extend or shorten this period.
Importantly, regardless of the statute of limitations, an insurance claim should be initiated promptly after the accident. A Santa Monica Uber & Lyft accident attorney at Borna Houman Law can help you navigate these timelines to ensure your rights are protected.
Contact a Santa Monica Uber and Lyft Accident Attorney Today
Do not let the confusion of a rideshare accident leave you feeling lost and without support. At Borna Houman Law, our Santa Monica Uber and Lyft accident lawyers provide the empathetic, expert representation you need to navigate these challenging times.
If you or a loved one has been involved in an Uber or Lyft accident in Santa Monica, reach out to us at (888) 42-BORNA to schedule your free consultation today. Together, we can achieve the justice and compensation you deserve.